Earn Regular Income from Your Investments
Fixed income solutions for stability, diversification and potential tax benefits.
Secure reliable returns on your investments and reduce exposure to market risk. Fixed-income investment solutions offer a low-risk, stable-return option, suited to your short and medium-term goals — with regular interest payouts that help you grow your wealth steadily.
Stability
Low-risk, stable-return options for your short and medium-term goals.
Regular Income
Interest payouts that support a steady income stream.
Diversification
A balancing counterweight to the equity in your portfolio.
Tax Efficiency
Options that offer potential tax benefits.
What's included
Capital Gains Bonds
Designed to reduce capital gains tax on the sale of assets like land or property, within the specified period.
- Issued by IRFC, REC and PFC
- 5-year tenure with annual interest payout
- Minimum investment of ₹20,000
- AAA rated by CRISIL, CARE and ICRA
Sovereign Gold Bonds
A secure, government-backed way to invest in gold with regular interest payouts.
- Issued by the RBI on behalf of the Government of India
- 8-year tenure, with an exit option from the 5th year
- 2.5% p.a. interest, paid semi-annually
- Capital gains on redemption are tax-exempt
Floating Rate Bonds
A flexible investment with interest rates that adjust periodically based on market conditions, offering protection against inflation.
- Issued by the RBI on behalf of the Government of India
- 7-year tenure with half-yearly interest
- Minimum investment of ₹1,000, no maximum limit
- For resident individuals and HUFs